Efficiency Analysis of Public Sector Scheduled Commercial Banks in Agricultural Lending Using Slack Based DEA Model
This study analyzedthe operational efficiency of 12 public sector scheduled commercial banks from 2010 to 2018 using the SBM technique in DEA model. The results of SBM model showed that SBI, PNB and PSB were fully efficient banks and the remaining banks were inefficient banks. The inefficient banks need to adjust their input and output variables as per the slack values suggested by the SBM model. Therefore, this study guides the scheduled commercial banks to improve their overallperformance by improving the factors on which they were laggingas suggested by the SBM model.