Problems and Prospects of Public and Private Sector Bank Customers to Avail Home Loans

Authors

  • P. Venkaiah Babu
  • K. L. Sravani Kumari
  • D. Satish Babu
  • SK. Muzeer

Abstract

In India housing is recognised as one of the acute problem for the majority of lower and middle income groups. A good number of commercial banks and home loans institutions are working in the direction of fulfilling the housing requirements of these peoples. A number of schemes have been devised and implemented under the RBI guideline. Housing shortage in India is expected to reach 759.632 millions in rural and urban areas by 2020. Both the central government and state government have been working in providing housing facilities to millions of peoples through various housing development schemes in India. In India, giving housing offices turn into a challengeable undertaking to the administration and its strategies set down on requiring the housing requires meets of the general population. Because of development of salary age and urbanization, Housing segment turn into a blasting industry in the nation. In this direction the investigator is interested to find out the problems of customers avail home loans in India. Since commercial banks play a major role for this study.

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Published

2020-01-20

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Articles